Options for Medical FSA Unpaid Leave of Absence
- Pre-pay: If a participant knows he/she will be going on leave in advance (ie: maternity) he/she can pre-pay before the leave begins and their FSA stays open during the length of the leave. With this option, the participant can submit claims for reimbursement during the leave.
- Pay-as-you-go: The participant can make regular FSA contributions during the course of the leave and continue to submit receipts for reimbursement while on leave. The participant would submit payment to the employer; however these payments will be post-tax (rather than the pre-tax when deducted from their pay).
Please notify GDI if one of the following two options for account termination is selected. Please submit an Account Change Form to our Enrollment Team as soon as possible by email to:
or by fax to: 207-781-3841
- *Terminate Account: The participant account can be terminated when the leave begins. Upon return, the participant can choose to re-pay the amount “past-due” through payroll deduction. The participant can then submit receipts for services rendered during the leave.
- *Terminate Account: The account can be terminated when the leave begins. Upon return, the participant can choose not to re-pay; and then lower their annual election to accommodate the missed deductions.
*Termination of the account ensures the participant does not receive reimbursements during the course of the leave.
Questions regarding leave of absences with FSA accounts or other types of qualifying event changes, please contact us at 207-781-8800 or by email to our