Wednesday, 22 May 2013

Group Dynamic Logo
  • Home
  • About GDI
  • Products & Services
  • Proposals
  • Compliance
  • Contact Us
  • Secure Email
  • Welcome
  • Testimonials
  • Premium Only Plans
  • Flexible Spending Accounts
  • Limited Purpose FSA
  • Transportation
  • HRA

Making the Most of Your Employer’s Flexible Benefit Plan

Understanding and using your flexible benefit plan should not be your full-time job – it’s our job. GDI provides the educational materials and tools to help you understand and get the most out of your employer’s flexible benefit plan.

We offer education and support for each of our products:
  • Premium Only Plans (save on contributions to health insurance and other qualified plans)
  • Flexible Spending Accounts (FSA)
  • Limited Purpose Medical Flexible Spending Accounts
  • Debit Card
  • Health Reimbursement Arrangements (HRA)
  • Transportation Fringe Benefit Accounts
Actions
  • Submitting FSA Claims
  • Participant Portal Tutorial*

 

Forms
  • 2013 FSA Request Form
  • 2013 FSA Request Form - Alternate ID
  • 2013 Limited Purpose FSA Request Form
  • 2013 Transportation Request Form
  • 2013 Transportation Parking Only Form
*If you are unable to view the Participant Portal Tutorial video above, you may need to download Apple's Quick Time player.
This is a free download. Simply click this icon Quick Time.

Participant Testimonials


“It’s nice to work with a company that cares.”

“GDI is so professional – it’s great to work with someone who has the patience to work through the process and get me the answers!”

“Thank you GDI. I was sure my claim would require a long battle to get reimbursed. You were on top of it and you’ve been awesome! You deserve a pat on the back.”

“Thank you for your patience in helping me fill out the correct forms. You provide EXCELLENT customer service.”

“I just got off the phone with the GDI claims department and they were fabulous. The customer service representative was great on the phone, understood the details and helped me to understand my issues quickly and professionally with warmth and grace.”

“GDI’s turnaround time on claims is fantastic!”

“It is always a pleasure dealing with GDI. The customer service and accounting departments are very professional!”

“GDI’s customer service staff is awesome – they are real people who take the time to answer your questions without rushing you off the phone.”
Read more...

Premium Only Plans (POP)

A Premium Only Plan is a plan established by your employer that allows you to pay for health, dental and other qualified benefits on a pretax basis. This IRS-regulated plan makes it possible for your portion of insurance premiums to be deducted from your pay before federal, state (in most cases) and FICA taxes.

Flexible Spending Accounts

A Flexible Spending Account (FSA) is a tool that allows you to set aside money on a pretax basis to pay for eligible out-of-pocket health care or dependent care expenses. Your contributions to this plan are exempt from federal, state (in most cases) and FICA taxes. It is an easy way to save 25 – 40% on items and services you already pay for.


FSA Forms
  • 2013 FSA Request Form
  • 2013 FSA Request Form - Alternate ID
  • Direct Deposit Form
  • Automatic Dependent Care Information Kit
FSA Educational Resources
  • Flexible Spending Account FAQ
  • Submitting FSA Claims
  • Why Choose an FSA?

 

  • Medical FSA - Eligible Expenses
  • Automatic Orthodontia Reimbursement




Limited Purpose Medical Flexible Spending Account

If you are currently contributing to a Health Savings Account, you may also participate in a Limited Purpose Medical FSA (provided that your employer offers this option). This type of FSA differs from a general purpose Medical FSA only by the type of expenses eligible for reimbursement. A Limited Purpose Medical FSA plan allows HSA participants to be reimbursed for out-of-pocket dental, vision and preventive care expenses. Employee contributions to the account are deducted pre-tax, the "use it or lose it" rule applies, and participants may access their entire annual election at any time during the plan year. For more information about this type of Medical FSA, click on the links below:


  • 2013 Limited Purpose FSA Request Form
  • Expenses Eligible for Reimbursement from a Limited Purpose FSA
  • Expenses Eligible for Reimbursement from a Limited Purpose FSA - Spanish
  • Submitting Claims
  • An Explanation of Post-Deductible Limited Purpose FSAs
  • Limited Purpose FSA FAQ

Transportation Fringe Benefit Plan (IRS Code Section 132)

A Transportation Fringe Benefit Plan under IRS Code Section 132 allows you set aside a portion of your pay pre-tax in order to be reimbursed for qualified parking and transit expenses. This benefit is easy to use and can save you 25% - 40% on your parking and transit expenses.

For more detailed information about this plan, click on the links below:
  • 2013 Transportation Request Form
  • 2013 Transportation Parking Only Form
  • 2013 Transportation Fringe Benefit Plan FAQ

Health Reimbursement Arrangement (HRA)

A Health Reimbursement Arrangement (HRA) is a plan set up by your employer to reimburse specific medical expenses.


Please contact GDI's Client Services team for an HRA Reimbursement Request Form.  We are unable to provide a copy on our website because they are specifically designed for each client.

  • Direct Deposit Form
 
  • Home
  • About GDI
  • Participants
  • Employers
  • Brokers
  • Products & Services
  • Proposals
  • Compliance
  • Contact Us

Phone: 1-800-626-3539 | Fax: 207-781-3841 | © 2012 Group Dynamic, Inc.