Health Care News

By GDI Client Services

On October 12, President Trump signed an executive order instructing the Departments of Treasury, Labor and Health and Human Services to review and potentially revise the following rules regarding:

  • Association Health Plans (AHPs) to potentially allow an AHP to be offered across state lines to organizations within the same line of business or allow organizations in a state or metropolitan area to form an AHP.  The AHPs ​would not be permitted to exclude any employee from joining the plan or to develop premiums based on health conditions.
  • Health Reimbursement Arrangements so that employers can make better use of them for their employees.  Changes that could be considered are allowing the payment of insurance premiums by an HRA and allowing free-standing HRAs.
  • Availability of low cost short-term limited duration insurance.

Also, later that night, President Trump terminated cost-sharing reduction (CSR) payments. The payments are expected to be discontinued immediately. Individuals enrolled in a marketplace plan should not see any major changes in 2018 as insurers have already locked in their rates for the coming year.